Finances and An Empty Nest

Ideally, this is a time when your expenses start to go down and your savings can really start to build.  If you have children, you might be paying for their education and weddings. Frequently, this is a time when the ‘Bank of Mum and Dad’ is essential in helping them to get their foot on the ladder.

Financial goals can include paying off the mortgage and other debt, utilising all available tax allowances (income, pensions and capital gains). Growing retirement savings, college and university costs, starting a new business and planning for retirement are all important priorities at this time.

Watson Moore is happy to assist you in building a new financial plan that takes into account the above.

Past performance is used as a guide only. It is no guarantee of future returns. Your investment may go down as well as up, and you may not get back the full amount invested.

It is a regulatory requirement that we categorise our clients to identify the level of regulatory protection that they are entitled to. In providing investment services, we usually categorise our clients as a ‘retail client.’ As a retail client, the regulatory protections available are determined by this category and will be the highest available. Where we have categorised a client other than as a ‘retail client’, clients may request re-categorisation under a client category which benefits from a higher degree of protection. However, we reserve the right to agree to such a re-categorisation on a case-by-case basis, and where we agree to do so it does not necessarily mean that they will have a right of access to the Financial Ombudsman Service.

To find out more on Financial Planning, please contact us today.

01708 250624